We Can Help You Get a Long-Term Care Rider

Did you know the majority of Americans will need long-term care coverage in their lifetime? Today’s life insurance carries a living benefit which can cover the expenses of long-term care.

A long-term care rider is an additional provision that can be added to life insurance policies to provide coverage for long-term care expenses. This rider can provide financial assistance for expenses associated with chronic illnesses, disabilities, and other conditions that may require long-term care. Some of the expenses that may be covered by a long-term care rider include nursing home care, in-home care, and assisted living expenses.

Having a long-term care rider can help protect policyholders and their families from the financial burden of long-term care expenses. It can also help policyholders maintain their quality of life and independence if they require long-term care.