Effective date: January 17, 2023

Not all policies will qualify. Not available in all states. AbacusPays.com provides marketing and referral services solely to licensed life settlement providers, which may include Abacus Life Settlements, LLC. AbacusPays.com is not a licensed life insurance agent, broker, counselor or producer, a licensed life settlement broker or life settlement provider, an agent of any life settlement broker or life settlement provider, or an agent, fiduciary or representative of any life insurance policyholder, insured or beneficiary. AbacusPays.com is compensated for its referrals solely by the licensed life settlement providers to which its makes referrals. Nothing herein is intended, and shall not be construed, to constitute an offer by AbacusPays.com to purchase or negotiate any price for the sale of any life insurance policy on behalf of its owner, insured or beneficiary or otherwise represent any life insurance policy owner, insured or beneficiary in connection with any sale of a life insurance policy, and nothing herein is intended, and shall not be construed, to constitute any investment, life insurance, tax, estate planning or other financial advice to any life insurance policy owner, insured or beneficiary. Copyright © 2024 AbacusPays.com, LLC. All Rights Reserved.

AbacusPays.com (“we,” “us,” “our”) is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website or interact with our services, including text messaging and other communication channels.

1. Information We Collect

We collect various types of information, including:

  • Personal Information: This includes your name, email address, phone number, and other identifying information that you provide when signing up for an account, opting in to receive text messages, or interacting with our services.
  • Non-Personal Information: This includes data that does not directly identify you, such as your browser type, IP address, device information, and browsing behavior on our website.
  • Text Messaging Opt-In: If you opt-in to receive text messages, we will collect your mobile phone number and use it to send you updates, promotional offers, and other information related to our services.

2. How We Use Your Information

We may use the information we collect for the following purposes:

  • Providing Services: To manage your account, provide customer support, and deliver the services and information you request.
  • Communication: To send transactional and promotional communications via email, SMS/text messages, or other forms of outreach, as long as you have opted in. You can unsubscribe from these communications at any time (see below for how to opt-out).
  • Marketing and Outreach: To notify you of new products, services, promotions, or special offers that may be of interest to you. We may also use your information to recommend alternative products that may fit your needs.
  • Improving Our Services: To enhance and personalize your experience with our website and services by analyzing usage trends and preferences.

3. Text Messaging Opt-In and Opt-Out

  • Opting In: By providing your mobile phone number and agreeing to receive text messages, you consent to receive SMS communications from AbacusPays.com. This may include updates, promotions, and special offers.
  • Message Frequency: The number of text messages you receive will vary depending on your interactions with our services, but will generally not exceed 4 messages per month.
  • Opting Out: You can opt-out of receiving text messages at any time by replying “STOP” to any text message you receive. You may also contact our customer service team at 800-561-4148 to opt-out of receiving SMS communications. Standard message and data rates may apply.

4. Sharing Your Information

We do not sell or rent your personal information to third parties. However, we may share your information with trusted partners or service providers who assist us in operating our website, conducting our business, or serving you, as long as those parties agree to keep your information confidential and secure.

We may also share your information in the following cases:

  • Compliance with Laws: If required by law, we may disclose your information to comply with legal processes, enforce our policies, or protect the rights, property, or safety of our business or others.
  • Mergers or Acquisitions: In the event that AbacusPays.com is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

5. Your Choices

You have the right to control how your personal information is used:

  • Unsubscribing from Emails: You can opt-out of receiving promotional emails by clicking the “unsubscribe” link at the bottom of any marketing email or by contacting us directly at 800-561-4148.
  • Accessing and Updating Your Information: You may request access to or correction of your personal information by contacting us at [insert contact information].
  • Managing Cookies: You can control cookies through your browser settings, which may allow you to block cookies or receive notifications when a cookie is being placed.

6. Data Security

We take appropriate technical and organizational measures to protect your personal information against unauthorized access, loss, destruction, or alteration. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

7. Third-Party Links

Our website may contain links to third-party websites or services. This Privacy Policy does not apply to those external sites, and we are not responsible for the privacy practices or content of such websites. We encourage you to review the privacy policies of those third-party sites before providing them with any personal information.

8. Children’s Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under the age of 13. If you believe we have collected such information, please contact us, and we will take steps to delete it.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, along with the effective date of the updated policy. We encourage you to review this policy periodically to stay informed about how we are protecting your information.