Life Settlement Specialists

Get Real Value From Your Life Insurance When You Need It

Your life insurance policy is your personal property, an asset you've earned. You have the right to sell it for fair market value. Abacus helps you discover what your policy is truly worth, with no fees and no obligations.

Since 2004 Trusted by seniors nationwide
$10B+ In policies purchased

Free Policy Value Calculator

Find out what your policy may be worth. No fees, no obligations.

See How It Works

Watch: What Abacus Can Do For You

Understanding Your Options

What Is a Life Settlement?

A life settlement is the process of selling your life insurance policy for fair market value, as opposed to letting it lapse or surrendering it back to the insurance company for lesser value.

Your life insurance is your personal property, an asset just like any other in your estate plan. You can decide how the policy can benefit you and your family, not the insurance company. Since 2004, Abacus has helped thousands of clients do exactly that — with over $10 billion in face value of policies purchased. Our personalized service provides you transparency in every step of the transaction.

Start With the Calculator

How It Works

  1. 1
    Get Your Free Estimate Use the policy value calculator. No fees, no obligations.
  2. 2
    Review Your Options Your personal Abacus team member walks you through every detail, transparently.
  3. 3
    Receive Fair Market Value If you choose to sell, receive a lump sum that is often significantly more than surrender value.
Why Abacus

Your Policy Is an Asset You Can Sell

You've earned and built equity in your life insurance policy. Deciding to sell it for fair market value is a legitimate and viable choice. Abacus can help you take the first step, and whatever your reason, selling your life insurance policy can be a safe, smart choice for many seniors.

With an A+ BBB rating and approximately $3 billion in assets under management, Abacus is a trusted market leader in life settlements. Never sell or lapse your policy without calling (800) 900-PAYS or visiting AbacusPays.com to learn what the fair market value of your policy might be. Get real value from your life insurance when you need it, with Abacus.

No Fees or Obligations

Use our policy value calculator completely free. There are no fees, no pressure, and no obligation to sell.

Full Transparency

At Abacus, we provide transparency in every step of the transaction so you always know where you stand.

Personal Service

Your dedicated Abacus team member guides you through the entire process and answers every question.

Client Stories

What Our Clients Say

Because of Abacus, I was able to cover my medical bills and still have some money leftover for my grandchildren. I recommend Abacus to anyone interested in a life settlement!

— Jacob

Sold 4 policies over a 2–3 year time period and felt that Abacus treated me fairly and professionally. They were transparent throughout the entire process!

— Jonathan

Abacus not only provided me with the best offer, but also the best customer service! The entire process was efficient and easy!

— Melody

The settlement I received from Abacus improved my financial standing tremendously. I had no idea I could utilize my life insurance policy today, rather than later. Thank you Abacus!

— Blake

Abacus provided me the needed cash to pay for my treatments and care. I don't know what I would have done without a life settlement; thanks Abacus!

— Caroline

Ready to learn what your policy is worth?

Call (800) 900-PAYS
Reach Us

Contact Abacus

Our team is ready to help you explore your options with zero pressure and complete transparency.

Address

333 S. Garland Ave, 15th Floor
Orlando, FL 32801
Call (800) 900-PAYS